Medical

billsIf you are in a bicycle or motorcycle crash or you are a pedestrian that has been hit by a vehicle you are more likely than not experiencing serious endorphins as a result of the trauma your body has been through. Endorphins are the human body’s natural pain killers.

Following an injury you may not feel any pain or stress due to the release of endorphins. This does not mean you are not injured. It is not uncommon for persons seriously injured following a bicycle crash, motorcycle collision or a pedestrian trauma to feel only minor injuries.

This is your body’s endorphins responding to your traumatic event. If in this endorphin high you have turned away paramedic or emergency assistance and within a few hours you start to feel the effect of the crash, make sure to get medical assistance promptly.

Barriers to seeking treatment are often whether a person has health insurance. Most counties have some sort of coverage for those who do not have private health insurance. It is very important when seeking assistance through county health programs to advocate strongly for the tests and treatment you may need.

If you are in pain and it does not seem like the health provider who is examining you is aware of all of the symptoms you are reporting, try walking the treatment provider back through each of your symptoms. It may also be necessary to seek a second opinion. If you do not have health insurance you must find a way to get the treatment you need to get well.

Examples of treatment locations for those in a few of our jurisdictions: In Austin, Texas there is a care program through Brackenridge Hospital.

Under recent rulings in Texas, those who have health insurance will no longer be able to reap the benefit of having paid a premium for the health insurance when seeking to recover damages against the person who injured them.

If your health insurance provider has contracted out care costs with your insurance company (which they have) thirty-thousand dollars in treatment can easily be negotiated to three thousand dollars and that is all your health insurance company will pay.

This affects the injured party when they are trying to negotiate a settlement for the injuries they suffered due to the defendant’s negligence. When negotiating a settlement based on $30,000.00 in medical costs versus $3,000.00 in medical costs the insurance company is often successful in limiting your damages recovery for pain in suffering knowing you will not be able to present the full amount of your medical bills to a jury if the matter were to proceed to trial.